New Jersey Medicare participants may find they want a plan that combines everything in one place, including benefits like vision or dental. Medicare Advantage plans are provided through private insurance companies that contract with the federal government and vary based on the county you live in. Contact one of our Medicare brokers for a free, unbiased resource for the options available in your area.
Medicare Advantage (Part C) is way of getting your Medicare coverage through a private insurance company. These plans are required to cover at least as much as Medicare Parts A and B, but plans can offer additional benefits that may be important for your individual needs and standard of living, hence the advantage.
When looking into a Medicare Advantage plan you should know that in NJ these plans are either an HMO or PPO.
The additional benefits Medicare Advantage plans offer vary depending upon the plan. Potential benefits covered can include any of the following:
There are a number of times when you can enroll but below are the most common.
Each year these plans change so it’s important to review your coverage during the Open Enrollment to understand how your plan will look in the upcoming year. With Medicare Advantage plans you must continue to pay your Part B Medicare premium.
For more information on Medicare Advantage contact New Jersey Medicare Brokers LLC today.