Perhaps you're realizing that Original Medicare covers many things, however, it does have costs that are not covered. This is where Medicare supplemental comes in.
This plan, also called Medicare Supplement F, is the most comprehensive Medigap plan available. These plans, provided through private insurance companies that contract with Medicare, fill in the "gaps" left by your federal care plan. Medigap Plan F casts the widest net, covering the all doctor and hospital costs not covered by Original Medicare. This can include any hospital costs leftover once Original Medicare has paid all it can.
Your Medicare Supplement F plan can help you take care of any of the following:
Please remember, however: Beginning in 2020, Medigap Plan F will no longer be available to anyone new to Medicare.
Do you need help determining which Medigap plan is right for you? Contact New Jersey Medicare Brokers LLC today!